Your Post-Accident Checklist

An auto collision is often an emotional and draining experience.

Many motorists drive defensively, take driver education programs and get ready for stressful driving situations, however vehicle collisions still take place on the roads in St Louis County, Missouri.

Even the most prepared and competent motorists sometimes find themselves involved in a crash.

It doesn’t matter who’s at fault, the most important thing to do first is make sure everybody is OK, then seek medical and law enforcement help and know what to do to shield yourself from legal or financial hassles down the road.The best defense to avoid any problems after a collision is to be ready. According to AAA, “Keeping a pen and paper, disposable camera or cell phone camera, and copy of your insurance card readily available all of the time will help keep you organized and reduce stress moments following a collision.”

After stopping your automobile, we advise all individuals involved in a car crash adhere to these steps:

1. Help the wounded. Quickly talk to those involved in the crash to figure out if there are any injuries. If medical help is necessary, call 9-1-1. If medical help is not required, be certain that you’re not in imminent danger at the roadside.

2. Control the Scene. Before taking time to exchange information, get to a safe place.  If there are no injuries and your car is drivable, safely move to the right or left emergency lane.  Some state laws require drivable automobiles to be removed from the roadway to avoid traffic congestion. Activate your hazard lights and set out warning flares or reflective triangles. You should never leave the scene of the collision, but find a safe place to be until emergency services come.

3. Notify the Police and Submit a Report. The law requires you inform the police. Regardless of what either party claims, call the authorities and file a report. If law enforcement don’t come to the scene to start an investigation, you can file a report by visiting a local police department or car insurance agency in the days after a wreck. Having a report on file may help later if a liability claim is submitted.

4. Document the Scene and Exchange Information. One must always share and gather information with all parties involved in the collision, including witnesses. Having this on file will help complete any future paperwork or address potential problems. Car Craft suggests that you document:

•   Names

•   Addresses/email address

•   Vehicle Information including makes, models and years for all automobiles involved

•   Vehicle identification/license plate numbers

•   Driver’s license numbers

•   Insurance carriers and policy numbers

•   Take photos of the area, people involved and damaged motor vehicles

5. Inform Your Insurance Company. Your insurance company will have to be notified following a crash to start the appropriate claim filing. Many insurance companies have staff available around the clock and can assist immediately. Having proof of insurance in your car or truck is required by law and makes filing a claim easier if not at home.

6. Get Your Automobile Repaired. You’ve got the right to have your vehicle fixed at the auto body shop of your choosing. Consider taking it to Car Craft Auto Body in Bridgeton, Missouri, or the Chesterfield location.  These also serves Bridgeton, Berkley, Ellisville, Florissant, Hazelwood, Maryland Heights, and Wildwood, MO.Drivers and owners of motor vehicles must be prepared to assume legal and financial accountability if involved in a collision, do not let your emotions and feelings get in the way of determining who is the culprit. Do not let yourself be compelled into admitting fault or giving an opinion about the cause of an accident. If you wish, you can consult with a lawyer before giving a statement.

To get more tips about proper auto body repair or what you should do in case of an accident, contact Car Craft Auto Body today!